Refinancing
Refinancing is the process of paying off one loan with the proceeds from a new loan (usually for a lower interest rate) using the same property as security. Closing costs may be incorporated in the new loan amount or paid separately.
Cash Out - Refinance your mortgage for more than you currently owe and keep the difference.
No Cash Out - Refinance your mortgage for what you currently owe.
Mortgage interest rates are currently at historic lows, and now is a great time to refinance. Call one of our mortgage specialists today at 585-381-4040!